Layer 05, Capability stack
Payments & monetization

Dual-rail.
M-Pesa via the Daraja API as a first-class rail (phone normalization, integer KES, token refresh, idempotent callbacks) paired with Stripe for international cards and subscriptions. Few global firms can take mobile-money payments correctly.
2 production technologies
Production technologies
05
M-Pesa / Daraja
First-class mobile-money rail; idempotent callbacks, phone and amount rules.
05
Stripe
International cards and subscriptions; complements M-Pesa.
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