Layer 05, Capability stack

Payments & monetization

Cinematic still for Payments & monetization

Dual-rail.

M-Pesa via the Daraja API as a first-class rail (phone normalization, integer KES, token refresh, idempotent callbacks) paired with Stripe for international cards and subscriptions. Few global firms can take mobile-money payments correctly.

2 production technologies

Production technologies

05

M-Pesa / Daraja

First-class mobile-money rail; idempotent callbacks, phone and amount rules.

05

Stripe

International cards and subscriptions; complements M-Pesa.

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